Privacy Policy

Effective Date: January 1, 2025

Introduction

OBAC Consulting LLC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at obac-consulting.com, use our services, or communicate with us.

By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.

Information we collect

We may collect the following types of information:

Personal information you provide

• Name (first and last)
• Email address
• Phone number (when voluntarily provided)
• Company name
• Business information related to funding inquiries
• Any additional information you choose to provide via our contact form or direct communication

Automatically collected information

• IP address and browser type
• Pages visited and time spent on our website
• Referring website addresses
• Device and operating system information
• Cookies and similar tracking technologies

How we use your information

We use the information we collect for the following purposes:

• To respond to your inquiries and provide requested services
• To process and evaluate funding applications
• To communicate with you about our products, services, and updates
• To improve our website and services
• To comply with legal obligations and protect our rights
• To send marketing communications (only with your express consent)

Information sharing and disclosure

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• Service providers: We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you, provided they agree to keep your information confidential.
• Legal requirements: We may disclose your information when required by law, regulation, or legal process.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & text message communications

If you opt in to receive SMS or text messages from OBAC Consulting LLC, the following terms apply:

• Messages may be sent using an automated telephone dialing system (ATDS).
• You may receive recurring marketing and promotional messages, including offers, updates, and information about our financial products and services.
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply, depending on your mobile carrier and plan.
• You may opt out at any time by replying STOP to any message. Upon receiving your STOP request, we will confirm your unsubscribe status via a final text message. After this confirmation, you will no longer receive SMS messages from us unless you re-subscribe.
• For assistance, reply HELP to any message, or contact us at jon@obac-consulting.com.
• Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to use our services or receive funding.

Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your mobile carrier.

Cookies and tracking technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors interact with our site. You can control cookie preferences through your browser settings.

Data security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• The right to access and receive a copy of your personal data
• The right to correct inaccurate personal data
• The right to request deletion of your personal data
• The right to object to or restrict processing of your personal data
• The right to withdraw consent at any time

To exercise any of these rights, please contact us at jon@obac-consulting.com.

Third-party links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

Children's privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a child, we will take steps to delete that information.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

OBAC Consulting LLC
8 Erico Dr, East Haven, CT 06512
Email: jon@obac-consulting.com